What you actually keep from a closing. Free, no signup.
Side role
Edit any of these to match your brokerage. Starting points, not rules.
Optional. Marketing, photos, staging, mileage, gifts.
A closing check looks big until the splits and fees take their cut. Choose your side of the deal: listing agent, buyer's agent, or both sides (dual doubles your side's commission). Enter the sale price, your side's commission percent (default 2.75, commonly 2.5 to 3 per side, varies by market), and the split you keep from your brokerage (default 70 percent, editable to your agreement). Then the brokerage and franchise fees: royalty or franchise percent (default 6), the flat transaction fee (default $395), and any E&O or other per-deal fees. Add your out-of-pocket costs for the deal, like marketing, photos, staging, mileage, and gifts, plus a tax set-aside percent (default 25, rough planning only, not tax advice). The breakdown deducts each line in order so you can see exactly where the money goes, then shows what you keep per deal and what share of your side's gross that is. Warnings flag deals that lose money or where fees take over half the gross. The goal planner turns your annual take-home goal into deals needed per year and per month, and compares it to your pace from last year's closed deals. Estimates for planning only, not tax or legal advice.
Example only, not typical earnings. A $350,000 listing at 2.75% puts $9,625 of gross commission on your side. At a 70% split you take $6,737.50. A 6% royalty takes $404.25 and a $395 transaction fee leaves $5,938.25. With no other costs and a 25% tax set-aside ($1,484.56), you keep about $4,454, which is 46.3% of the $9,625 gross. Set a $100,000 annual take-home goal and the planner says you need about 22.5 deals a year, or 1.9 a month, at this deal size.