Is this mobile windshield repair actually paying you? Free, no signup.
Insurance jobs save the quote chase but pay a fixed rate. This shows which one wins on this stop.
Assumes every stop pays and costs like this one.
Windshield chip repair pays per stop, and the fight is always cash versus insurance. This calculator prices each stop from both sides so you can see which one actually pays you. Start with your bar: the minimum dollars per hour you will work for (75), plus a daily take-home goal. Pick a stop preset: Single chip, Two chips, or Long crack, each filling the cash price you quote, the insurer rate, chip count, extra-chip price, crack length, repair minutes, drive minutes, and miles as editable starting points. Tick the insurance box to price the stop at the insurer's fixed rate instead of your cash quote. Enter vehicle cost per mile and resin plus consumables per repair. Results show a line-item breakdown: repairs at the stop, revenue, committed time in repairs plus drive, vehicle cost, consumables, true cost, and profit, plus the big number: what the stop really pays you per hour. Verdicts are PRICED RIGHT, WORKING TOO CHEAP, or LOSING MONEY with the exact break-even. The cash-vs-insurance card shows both rates on the same stop and names the winner. The day planner turns your goal into stops. No signup; runs on your phone.
Example only, not typical pricing. Two-chip preset at a $75 bar: cash quote is $95 first chip plus $30 extra = $125 revenue. Committed time is 2 x 25 repair minutes plus 30 drive = 80 minutes = 1.33 hours. Vehicle cost is 18 x $0.67 = $12.06, consumables are 2 x $3 = $6.00. True cost = 75 x 1.33 + 12.06 + 6 = $118.06, so profit is $6.94. Effective rate = (125 - 12.06 - 6) / 1.33 = $80.20 per hour, which clears the $75 bar, so the verdict is PRICED RIGHT. Tick insurance at $55 per repair: revenue is $110, effective rate is (110 - 12.06 - 6) / 1.33 = $68.95 per hour, so cash wins this stop by $11.25 per hour. A $500 daily goal at $6.94 profit per stop needs 72.05, rounded up to 73 stops, which is 97.3 committed hours, so the planner flags it: raise the stop price, not the stop count.
**Q** Why does the tool count drive minutes in committed time?
Because the drive is the stop. An 80-minute round trip with two 25-minute repairs means only 62 percent of the committed time is billable repair work. Pricing per chip alone hides the other 38 percent.
**Q** How does the cash versus insurance comparison work?
It prices the identical stop both ways: your cash quote plus extra chips, versus the insurer's fixed rate per repair. Same time, same drive, same resin. The card names which side pays more per hour and by how much.
**Q** What is the break-even number in the LOSING MONEY verdict?
The exact dollars that stop needs to cover true cost, rounded up to the nearest $5. Price at or above it and the stop stops costing you money.
**Q** Why do consumables multiply by chip count?
Resin, film, and curing tabs are spent per repair. Two chips at a stop cost twice the materials of one, which is why the extra-chip price has to cover them plus margin.
**Q** How many stops do I need per day?
Enter your daily take-home goal and the planner divides it by profit per stop. If the hour count looks absurd, the plan is telling you the price is wrong, not that you need more stops.