Are you charging enough? Enter what you charge now and see what you actually keep. Free, no signup.
Enter what you charge now first: price per visit, your average hours per visit, and how many visits you do per week. Then list your real costs: supplies per visit, travel cost per visit for gas and miles, and your monthly overhead for insurance, phone, and ads. Pick a tax set-aside preset, 25, 30, or 35 percent, with 30 as the default starting point; it is a rough buffer, not your actual tax bill, and you can change it. Last, enter your target take-home per month, the number you are actually trying to clear. The tool shows a full breakdown: gross per month, costs, the tax set-aside, and your net take-home, plus annual take-home and the true hourly rate next to what you thought you made per hour. Then comes the verdict. If your price cannot reach your target after costs and taxes, it says you are undercharging and by how much per visit. If you are roughly on track it says so, and if you are above target it shows your cushion. The second big number is the price per visit you would need to hit your target at your current schedule.
Example only, not typical earnings. Say you charge $120 per visit, spend 3 hours per visit, and do 8 visits a week. Your supplies cost $8 per visit, travel costs $10 per visit, overhead is $100 a month, the tax set-aside is 30 percent, and your target take-home is $4,000 a month. Gross is $120 times 8 visits times 4.33 weeks, or about $4,160. Job costs are $18 times 8 times 4.33, about $624, and after $100 overhead you are at $3,436 before tax. The 30 percent set-aside is $1,030.80, leaving a net take-home of about $2,405 a month. Your true hourly rate is $2,405 over 104 hours, or about $23.13, not the $40 the $120 price implies. To hit your $4,000 target you would need about $194.68 per visit, so the verdict reads UNDERCHARGING by roughly $74.68 a visit.
There is no single right price; it depends on your costs, hours, and schedule. Enter your numbers and the tool shows the exact per-visit price that reaches your monthly target after costs and taxes.
Your net take-home after supplies, travel, overhead, and the tax set-aside, divided by your actual hours worked. It is almost always lower than your price divided by hours, which is why the tool shows both side by side.
It is a rough buffer for self-employment tax plus income tax, a common planning starting point. It is not your actual tax bill. Adjust it to your situation, and talk to a tax pro for real numbers. This is information only, not tax advice.
Anything you pay monthly that is not tied to one visit: insurance, your phone, advertising, booking software. Per-visit costs like supplies and gas go in their own fields so the math stays clean.
The "price you need per visit" number tells you the minimum that hits your target, so raise to at least that on new clients first. Many cleaners raise existing clients a smaller step and let the schedule absorb the rest.