Price termite inspections so the liability pays. Free, no signup. All defaults are editable starting points.
You sign the report. If termites show up after closing, you are the one on the hook, not the $50 firm down the street.
Termite inspectors lose money on the flat inspection fee. One number sounds fine until the report and diagram, the crawlspace, the drive, the callbacks, and the insurance spread across every inspection are all priced at zero. Start with your bar (75), profit margin percent (20), minimum trip fee ($95), and daily take-home goal ($600). Pick an inspection preset: Real estate, Annual warranty, or Re-inspection, each filling the fee, on-site minutes, and report minutes. The leaks card prices drive minutes, miles, vehicle cost per mile (0.67), the callback rate as a share of callout minutes, a loss-leader toggle that waives the fee, and a tax-inclusive toggle. The liability card spreads your monthly E+O insurance ($250), inspections per month (60), and license, CE, and report software ($80) into a per-inspection share. Results show your time, vehicle, liability share, true cost, and the recommended fee rounded up to $25, plus your effective rate against your bar. Verdicts run PRICED RIGHT, CLOSE, BUT LEAKING, WORKING TOO CHEAP, or LOSING MONEY, plus a LOSS LEADER verdict. The gut check grades your instinct fee; the day planner turns your goal into inspections with an over-10-hour flag. No signup; runs on your phone.
Example only, not typical pricing. Real estate defaults at a $75 bar with 20 percent margin: own minutes are 60 on site plus 30 report plus 8 percent callbacks at 45 minutes and half the drive, or 95.2 minutes, which is 1.59 hours at $75, or $119 of labor. Vehicle is 30 miles at $0.67, which is $20.10. Liability is $250 insurance plus $80 license spread over 60 inspections, or $5.50. True cost is $144.60. Recommended fee is max($95, ceil(144.60 times 1.20 divided by 25) times 25), which equals $175. Effective rate at the $75 fee is (75 minus 20.10 minus 5.50) divided by 1.59, or $31.13 per hour, well below the bar, so the verdict is WORKING TOO CHEAP, and the gap to the recommended fee is $100. A $50 gut fee pays $15.38 per hour, sits $94.60 below true cost, and leaves $125 on the table. The day planner turns $30.40 of profit per inspection into 19.7 inspections and 31.3 hours for a $600 goal, firing the over-10-hour flag.
What does the loss-leader toggle really cost?
A fee waived to keep a realtor happy still costs you the true cost and carries the same liability as a paid one. At defaults the tool shows each free inspection costs you $144.60 out of pocket, and names the treatment margin you would need to break even.
Why is liability a per-inspection line?
Monthly insurance and license do not disappear when volume drops. The tool spreads them over your inspection count, so quiet months raise the share automatically and the fee has to follow.
How does the callback rate work?
Callback percent times minutes per callback plus half the drive becomes minutes on every job. At 8 percent, each inspection quietly carries 5.2 minutes of free return labor.
What does the tax toggle change?
It treats your fee as tax-inclusive at 8.25 percent and strips the tax out before grading. Your effective rate drops, because the fee is not all yours. This is general information, not tax advice.
What does CLOSE, BUT LEAKING mean here?
Your effective rate lands between 75 percent of your bar and your bar. Report time, drive, or callbacks are usually the leak.