$ Offer Compare

The bigger offer is not always the bigger paycheck. Compare true totals. Free, no signup.

The offers

Tip: make one of the tabs your current job to see if the offer is actually a raise.

How the math works

True value = base + bonus + signing bonus + 401(k) match + extra PTO value - your health premium - commute costs.

Extra PTO is valued against a 15-day baseline at your daily rate (base / 260 workdays). Signing bonus counts in year 1 only. Bonus is counted at target: it is not guaranteed, so treat it as the optimistic case.

True totals

Best ongoing value
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How to use it

The bigger salary is not always the bigger paycheck. Enter up to three offers, or make one of the tabs your current job to see whether the new offer is actually a raise. Each offer takes the base salary, target bonus as a percent of base, signing bonus, 401(k) match as a percent of base, your health premium per year, PTO days per year, and commute plus parking per year. True value equals base plus bonus plus signing bonus plus 401(k) match plus extra PTO value, minus your health premium and commute costs. Extra PTO is measured against a 15-day baseline and valued at your daily rate, which is base divided by 260 workdays. Signing bonuses count in year 1 only. Bonuses count at target, which the tool flags as the optimistic case since bonuses are not guaranteed. The comparison table lines up every item across the offers, and the winner is the best ongoing yearly value, because a signing bonus disappears after year one.

Worked example

Example only, not typical salaries. Offer A: $65,000 base, 10% bonus, $5,000 signing bonus, 4% 401(k) match, $2,400 health premium, 15 PTO days, $1,500 commute. Bonus is $6,500, match is $2,600, PTO extra is $0, so year 1 is $75,200 and ongoing is $70,200. Offer B: $62,000 base, 5% bonus, no signing bonus, 3% match, $1,800 health premium, 20 PTO days, $800 commute. Bonus is $3,100, match is $1,860, and 5 extra PTO days at $238.46 per day add $1,192.31, so year 1 and ongoing are both $65,552.31. Offer A wins on ongoing value by $4,647.69 per year, even though its health premium and commute cost more.

FAQs

Why is ongoing value different from year 1?

The signing bonus counts in year 1 only. Ongoing value strips it out so you compare what the job pays every year after, which is the number that matters for a long-term decision.

How is extra PTO valued?

Against a 15-day baseline at your daily rate: base salary divided by 260 workdays. Five extra days at a $62,000 base are worth about $1,192. Time off has real dollar value, and the table makes it visible.

Why does the bonus count at target?

The tool uses the optimistic case, since bonuses are not guaranteed. If you want the pessimistic case, enter a lower bonus percent and compare again.

Should I include the signing bonus at all?

Yes, but read both lines. Year 1 shows the full first-year package; ongoing shows the steady state. A big signing bonus can make a weaker offer look like the winner if you only look at year 1.

Does it account for taxes or cost of living?

No. This is a pre-tax comparison of the offers' stated components. Taxes, cost of living differences, and career growth are outside what the table measures.