$ Turo Worth It?

Your true monthly profit as a Turo host. Free, no signup.

Your bookings

Days the car is actually rented out, not days it sits available. 12 days = about 40% utilization.
Turo takes the rest based on your protection plan. Plans and deductibles change, so confirm your share in your Turo settings.

Your monthly costs

Your own policy. Turo's protection covers rentals, not your personal driving.
Registration, parking, tolls, car washes, supplies.

Depreciation (the hidden killer)

Rough planning value only. Real depreciation depends on the car, market, and how renters treat it. Adjust freely.

Your real numbers

True monthly profit
$0.00
Breakeven
-
rental days/month to cover all costs

Slow-month stress test

Profit if bookings drop 30%:
Profit at 70% of current days$0.00

How to use it

Enter your bookings first: the daily rate you charge, how many days per month the car is actually rented, and how many trips that means. Pick your Turo protection plan share from the 60, 75, or 90 presets; Turo takes the rest, and plans change, so confirm your share in your host settings. Then enter your monthly costs: car payment, your personal insurance (Turo's protection covers rentals, not your own driving), average maintenance and repairs, cleaning cost per trip, and anything else like registration or parking. The depreciation card is the part most hosts skip: enter average miles driven per rental day and a depreciation cost per mile, with $0.25 as an editable planning value. The results show gross bookings, Turo's cut, what you keep, every cost line, your true monthly profit and profit per rental day, your biggest cost, and a breakeven number in rental days. The slow-month stress test reruns the math at 70 percent of your days. Verdicts are LOSING MONEY, MARGINAL under 20 percent margin, or WORTH IT. Estimates for planning only, not financial advice.

Worked example

Example only, not typical earnings/pricing/numbers. You charge $70/day, rent 18 days a month across 7 trips, on the 75 plan. Gross bookings are 70 x 18 = $1,260. Turo's 25% cut is $315, so you keep $945. Costs: $250 car payment, $90 insurance, $50 maintenance, cleaning of $30 x 7 = $210, and depreciation of 80 miles x $0.20 x 18 days = $288. Total costs are $888, so true monthly profit is $945 - $888 = $57, or $3.17 per rental day. The margin is $57 / $945 = 6.0%, under 20%, so the verdict reads MARGINAL. Breakeven works out to 15.7 rental days a month. The slow-month stress test at 70% of days flips the profit to -$77.10, which is why the tool shows both numbers: this listing barely survives a slow month.

FAQs

Why does depreciation matter so much?

Renters put real miles on your car, and those miles cost you resale value. The tool multiplies your miles per rental day by a per-mile depreciation value so the hidden cost shows up next to the obvious ones. In the worked example it is $288 a month, the single biggest cost.

Which protection plan share should I use?

Whichever one your Turo host settings actually show. The tool offers 60, 75, and 90 as presets, but plans, shares, and deductibles change, so confirm yours before trusting the numbers.

What does the breakeven number mean?

How many rental days per month you need to cover every cost, fixed and per-day. If your breakeven is 15.7 days and you book 18, you have 2.3 days of margin. If it says "never," your per-day costs exceed what you keep per day, and no utilization fixes it.

Why did the slow-month test flip my profit negative?

Fixed costs like the car payment and insurance do not shrink when bookings drop, but your revenue does. The 70% test shows whether your margin survives a bad month or was an illusion of a good one.

Does Turo's protection replace my personal insurance?

No. The tool's own hint says Turo's protection covers rentals, not your personal driving. You still need your own policy for the miles you drive yourself.