Career & school

Small numbers with long shadows: a job offer's true value hides in the 401k match and PTO, an agent's commission hides behind splits and fees, and a final grade hides behind weighted categories. These tools dollarize the fine print so you can compare offers and outcomes honestly.

• Dollarize every benefit: 401k match, PTO days at your daily rate, bonus probability, and equity at a discount. Salary alone misranks offers.
• Agents: your split is only the first cut. Desk fees, transaction fees, and tax set-aside decide what a deal actually pays you.
• Final grade math is just weighted averages. The scary part is not knowing; run the number early and study to the target.
• Teachers: track classroom spending as it happens. The deduction has a cap, and knowing your total changes what you claim and what you stop buying.